Experience swift borrowing with Fundency's seamless process. Apply hassle-free,
and access funds paid quickly once your application is approved.
Application with your Internet
Banking Login for swift verification.
Experience swift decisions
with our AI-driven technology. Receive swift responses when you submit your application.
Get funds swiftly
Money transferred after approval
for your financial solutions.
Step up to easy living with Fundency loans! We're here to simplify your journey,
Your financial partner, always.
Approvals Everyday!
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Power up your loan journey with ⚡swift approvals, courtesy of advanced AI technology. Experience swift funding that puts your financial
needs first.
Loan Consolidation!
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Your 💰 financial journey should be stress-free. Our repayment to fit a range of budgets, helps you meet ongoing expenses.
Explore Loan Consolidation
Successful
Bad Credit Loans
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We can help individuals with bad credit scores. While others hesitate, we step in & consider you 🤝.
Apply for Bad Credit Loan*
Experience Swift & Seamless Repayment Journey! 🚀
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We've simplified the repayment process to ease your financial journey💰. With our easy repayment options, you can repay your loans using your debit card or through direct debit. Enjoy discounted prepayment for added convenience.
Apply Now & Get Funds*
Fun at fundency – When everyone kept saying no along came fundency loans not only did I get the loan it was done so quick and efficient.Will be the place for me in the future. With the same job 10 years and finally. A low credit score does not mean you don’t pay debts. Recommend to ALL ⭐️
It was a quick and easy process and they gave me a go even with bad credit and other loans being paid off I will definitely be sticking with and recommending them to you.
Get loans within a business day and manage your account effortlessly.
Apply for loans online
Swift decisions, instant alerts
Auto-repay via linked account
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At Fundency, we ensure that you're informed throughout your application.
Apply online anytime, anywhere - 24/7. Track your status, finalise loans, and check balances through our user-friendly dashboard.
Reach our dedicated customer service Monday to Friday, from 9 am to 5 pm AEST. We're here to help.
From personal to emergency loans, we’ve got you covered!* Count on our support for
all your borrowing needs and experience an online loan journey with us.
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Loans up to $5,000 with Fundency. Borrow with transparent costs.
Calculate Cost“I found the process easy and the staff were very helpful. I've been going through them for a while now and have never had an issue.”
"Fundency loans are fantastic quick service who give everyone a chance. I will definitely be a regular customer. Thank you for the support a great team am happy to have found them."
Join our loyalty program for points, exciting deals, & more! Play, earn, &
enjoy rewards on loans & beyond. Elevate your financial journey now!
Looking for funds? Fundency's lending made my application swift and seamless. Apply now for funds with Fundency!
Apply for Swift Funds
For Small Loans upto $2000 :
We don’t use APR (Annual Percentage Rate). These loans are based on fees, not interest. The APR is 0%. There's a 20%
establishment fee and a 4% monthly fee. Example: Borrow $1,000, repay $1,320 over 3 months.
For Medium Loans $2,100 - $5,000:
APR is max 48% (comparison rate 65.6597%). Includes a $400 Establishment Fee. Borrow $3,000, repay $4,289 over 1 year.
*Subject to lending criteria and our responsible lending obligations.
🎉 30+ loans distributed in the last 24 hours
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Easy Process . No Paperwork . Get Funds Instantly!
