Same Day Loans: Prompt Funds, No Delay!

Absolutely. Fundency recognizes that many Australians might have faced financial challenges that led to a less-than-ideal credit history. Unlike traditional lenders fixated on credit scores, Fundency prioritizes your current financial situation, focusing on income and expenditures to determine your eligibility for a same-day approval loan.

To obtain a same day approval loan, you must also:

• Be at least 18 years of age

• Be an Australian citizen or permanent resident

• Be able to show you have had a stable source of income for at least 3 months prior to applying for the loan

• Not be bankrupt or in extreme financial hardship

The application process is straightforward and involves three simple steps:

• Initiate Your Application: Commence the process by visiting this link and completing the loan application.

• Assessment Period: Once your application is submitted, our team will assess your eligibility promptly. Most applicants receive a decision within a few minutes, and you'll generally have a decision within a day.

• Approval and Instant Funds Transfer: After reviewing the loan agreement and gaining approval, the funds are sent directly to your account instantly.

At Fundency, we prioritize quick access to funds. Once approved, the funds are transferred. While it usually takes about 60 seconds for the funds to reflect in your account, keep in mind that bank transfer delays may occur based on your financial institution.

No, you can use a Fundency same day approval loan for any purpose. Some of the most common uses amongst our clients include:

• Veterinary bills

• Utility payments

• Wedding expenses

• Student-related costs

• Medical bills

• Car repairs or loans

• Car loans

• Rates notices

• Consumer items like fridges, beds, and televisions

• Mobile phones

• Gifts for others

• Holiday spending

Fundency maintains a transparent fee structure. When obtaining a same-day approval loan, you'll incur a 20% establishment fee. Additionally, there is a 4% monthly interest fee calculated on the initial loan amount. There are no hidden fees, and for any clarifications regarding our fee schedule, feel free to contact our customer support team at 1300 560 942 or customercare@fundency.com.au.

For convenient repayments, we recommend setting up a direct debit from your bank account. You have the flexibility to choose the payment frequency, making it easier to manage your finances. Full repayment can be made at any time without incurring extra fees.

Understanding that financial circumstances can change, contact our customer service team at 1300 560 942 or customercare@fundency.com.au if you anticipate difficulty in making repayments. We may be able to adjust the loan terms to accommodate your situation. In case of insufficient funds during a direct debit charge, contact our support team to arrange alternative payment methods and avoid dishonour fees.

Yes, individuals reliant on Centrelink payments as their primary income source can still be eligible for a Fundency same-day approval loan. Eligibility considerations include the type of Centrelink payment, total income, and expenditure. For inquiries or assistance, you can apply directly or reach out to us at 1300 560 942 or customercare@fundency.com.au.