Apply Online Swiftly
Swift AI Decision Received
Funds Deposited Within Minutes*
Experience swift borrowing with Fundency's online application.
Once application has been approved.
Application with your Internet
Banking Login for swift verification.
Experience swift decisions
with our AI-driven technology. Receive swift responses when you submit your application.
Get funds swiftly
Money transferred after approval
for your financial solutions.
Calculate your potential loan repayments using our online loan calculator. Get an idea of how much you can borrow and choose a repayment plan that suits your budget.
Our pre-qualification process allows you to check if you meet our criteria without any impact on your credit score. See if you're eligible before proceeding with the full application.
Complete our secure online application form. Provide essential information and supporting documents to streamline the approval process.
Our advanced technology enables us to assess your application swiftly. Receive an decision, removing the uncertainty and allowing you to plan ahead.
Once approved, you'll receive a fast outcome on the same day*. No long waiting periods - we understand the importance of swift financial solutions.
Experience the convenience of fast cash solutions. Once you e-sign the loan offer, funds are transferred to your account within minutes*.
.png)
Loans up to $5,000 with Fundency. Borrow with transparent costs.
Calculate Cost
“I found the process easy and the staff were very helpful. I've been going through them for a while now and have never had an issue.”
"Fundency loans are fantastic quick service who give everyone a chance. I will definitely be a regular customer. Thank you for the support a great team am happy to have found them."
Got questions? We've got answers. Dive into our comprehensive collection of frequently asked
questions to find clarity on common queries. Your journey to understanding starts here.
Fundency aims to provide a Swifte and convenient lending experience. Once your loan application is approved, you can typically expect to receive the funds in your account within one business day. However, the exact timing may vary depending on factors like the time of your application and your bank's processing times.
You will need to provide basic information that allows us to make a decision on your application, including:
1. Personal details and ID
2. Provide your income and expenses.
3. Bank details so that we can verify your financial position
In order to apply for a Fundency loan you must be at least 18 years of age an Australian citizen, employed and in receipt of regular income. In addition to this, your primary source of income can not be government benefits.
As a responsible lender, Fundency is obligated to ensure that any loan provided is suitable for you and that you have the ability to meet your repayment commitments. By performing a check on your credit history we can get a picture of any issues that may have arisen in the past, but that is only part of the assessment process. We are more interested in your current financial situation, ensuring you have regular income to meet your repayments to Fundency.
.png)
Can’t find the answer you’re looking for? Please chat to our friendly team.
Get in TouchLooking for funds? Fundency's lending made my application swift and seamless. Apply now for funds with Fundency!
Apply for Swift Funds
For Small Loans upto $2000 :
We don’t use APR (Annual Percentage Rate). These loans are based on fees, not interest. The APR is 0%. There's a 20%
establishment fee and a 4% monthly fee. Example: Borrow $1,000, repay $1,320 over 3 months.
For Medium Loans $2,100 - $5,000:
APR is max 48% (comparison rate 65.6597%). Includes a $400 Establishment Fee. Borrow $3,000, repay $4,289 over 1 year.
*Subject to lending criteria and our responsible lending obligations.
🎉 30+ loans distributed in the last 24 hours
.png)
.png)
.svg)
Easy Process . No Paperwork . Get Funds Instantly!
