Apply Online Swiftly
Swift AI Decision Received
Funds Deposited Within Minutes*
Seamless Application
Process!
Swift Approvals
with AI!
Funds Transferred in Minutes!
🤷 How Our Application Process Works?
Seamless Application Process!
💸 Estimate Your Repayments Online
Calculate your potential loan repayments using our online loan calculator. Get an idea of how much you can borrow and choose a repayment plan that suits your budget.
🏆 Check If You Qualify - Without Affecting Your Credit Score
Our pre-qualification process allows you to check if you meet our criteria without any impact on your credit score. See if you're eligible before proceeding with the full application.
✅ Apply Online Via Our Online Portal
Complete our secure online application form. Provide essential information and supporting documents to streamline the approval process.
🦾 Get Swift Decision with Our AI Technology
Our advanced technology enables us to assess your application swiftly. Receive an decision, removing the uncertainty and allowing you to plan ahead.
⚡ Get a swift Outcome on the Same Day
Once approved, you'll receive a fast outcome on the same day*. No long waiting periods - we understand the importance of swift financial solutions.
👍 Funds Transferred in Minutes*
Experience the convenience of fast cash solutions. Once you e-sign the loan offer, funds are transferred to your account within minutes*.
Streamline Way To Borrow Money
Loans up to $5,000 with Fundency. Borrow with transparent costs.
Calculate Cost
We've Brought Smiles to Millions of Australians
Customer Happiness in Their Own Words
“I found the process easy and the staff were very helpful. I've been going through them for a while now and have never had an issue.”
- Stacey K.
"Fundency loans are fantastic quick service who give everyone a chance. I will definitely be a regular customer. Thank you for the support a great team am happy to have found them."
- Kim Murphy
Frequently Asked Questions
Q1. How Swiftly can I receive the funds in my account?
Fundency aims to provide a Swifte and convenient lending experience. Once your loan application is approved, you can typically expect to receive the funds in your account within one business day. However, the exact timing may vary depending on factors like the time of your application and your bank's processing times.
Q2. What information will I need to provide you with?
You will need to provide basic information that allows us to make a decision on your application, including: 1. Personal details and ID 2. Provide your income and expenses. 3. Bank details so that we can verify your financial position
Q3. Am I eligible for a loan?
In order to apply for a Fundency loan you must be at least 18 years of age an Australian citizen, employed and in receipt of regular income. In addition to this, your primary source of income can not be government benefits.
Q4. Will you perform a credit check on me?
As a responsible lender, Fundency is obligated to ensure that any loan provided is suitable for you and that you have the ability to meet your repayment commitments. By performing a check on your credit history we can get a picture of any issues that may have arisen in the past, but that is only part of the assessment process. We are more interested in your current financial situation, ensuring you have regular income to meet your repayments to Fundency.
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
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